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Annual Report
Growing to serve the urban community.
Comparative Balance Sheet
Message from the President, Frank Fuller
On behalf of the shareholders and employees, I am pleased to report on Franklin Bank's activities
and financial condition for the year ending December 31, 2010. It was a year of stability and
growth, as we expanded our loan portfolio to serve local businesses and families. When other
banks may be struggling to maintain their market share, Franklin Bank has been extending credit
and serving more customers than ever.
Equal to our financial success are other noteworthy accomplishments. Our mission of being "The
Leader in Improving Our Urban Community" continues to bring us opportunities to form new
relationships with key community partners – public and private – to build affordable housing,
create livable wage jobs through supporting small businesses and assist in youth development
initiatives.
For 18 years, we have participated in the MN Keystone Program, in which we contributed cash
and services totaling over 5% of our pre-tax earnings to social and charitable organizations in our
community to help improve the quality of life for our inner city residents.
I would like to thank all of you who contributed to those efforts.
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